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Finding a Home
What to Look For
Choosing
a place to live can be one of the most exhilarating experiences of a
lifetime.We've learned through
the hundreds of home owners we have helped that the best approach is to be
prepared. Literally, to do some
homework. Our observation is
simple. Your move can be an improvement if you duplicate what you like in
your present home and avoid what you dislike.
House Hunting Begins
At Home
The
search can begin with your present home so we've developed some questions to
stimulate your thinking and help you identify your needs and preferences.
Once you've clarified what you like in your present home, you will
have a better idea of what you want to find. Plus,
you will be able to express your preferences clearly when you are searching
for your new home.
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The
time to think about selling your home is when you're buying it. In
other words, what appeals to you as a buyer today will probably also
appeal (or what turns you off will be a turn off) to buyers
tomorrow. A careful
house hunter will benefit years from now when its time to sell to an
equally value-conscious buyer. Build
your buyer savvy by reading newspaper classified ads, homes-for-sale
magazines, REALTOR Web sites and visiting open houses.
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Lifestyle Questions
Would you characterize your
present area as urban, suburban, semi-rural, or rural?
Is the population density low, medium, or high? Is
the population decreasing, stable, or increasing?
What natural features
are
the most significant? Woods? Hills?
Flat land? River?
Ocean shore?
Man-made lakes? Streams
and ponds?
How do you commute to work?
Do you walk?
Drive? Car pool? Taxi?
Bus? Train? How
far must you travel and how long does it take morning and evening? Do
you use available public transportation for local trips or to visit close-by
communities? Can someone reach
your home on public transportation?
Where do you do your
shopping? Central commercial districts? Shopping
malls?
Supermarket shopping clusters?
Community shops or home delivery? Imagine a list of typical stops in one week .
. . how many miles and how much time would visiting the entire list require.
Do you want greater
convenience?
What types of schools
does
your family attend now? From
grade school to graduate school, and from day care needs to special
vocational training, what facilities will you require in the next few years?
Are there any special needs or plans?
Although it’s extremely difficult to compare quality of
education, especially when the most important ingredient is the relationship
between teacher and student, some statistical indicators can be helpful.
What is the average class size at grade level? What are the comparative
standardized text scores? What
is the average salary of teachers? Percentage of high school graduates who
go to college?
What does the area offer
for
recreation and entertainment? Music?
Movies and live stage? Sports
arenas? Museums?
Nightlife? What
types of indoor and outdoor sports facilities are available?
Are there public parks, country clubs, athletic clubs,
fraternal groups? Do you
require any special facilities?
Choosing a Neighborhood
After you take stock of the larger
view of the county and city, this section helps you zero in on your
neighborhood preferences. In
real estate, an old maxim says there are three criteria that determine
market value: location, location, and
location.
The concept of neighborhood isn't
as precise as county or city. Some
people consider the boundaries to be the district around a grade school. Others
consider it walking distance, more or less within a half-mile radius.
Wherever you draw the line, a neighborhood is the immediate area
around your house.
People
& Services
Every neighborhood can be
described from three standpoints: its people (your future neighbors), what
it looks like, and where its services are located. Yet
any neighborhood description is highly subjective, which brings up another
observation from our experience.
No matter how much hard data one
gathers about a neighborhood, nothing compares with information that local
people provide. Whether its
fellow workers, letter carriers, or people at a bus stop . . . neighbors are
the best observers of a neighborhood. Talk
to as many people as you can, and ask them the following questions:
Do neighbors socialize regularly, or
hold block parties, picnics, holiday parties, organize sports teams? What
are the ways they have met their neighbors? Walking
a dog, commuting, PTA, parties, little league, gardening?
What types of dwellings: high-rise
or low-rise apartments, condominiums, multi-family structures, single-family
houses, mobile homes? How much
do the neighbors care for lawns and gardens? Are
the houses maintained like new, adequately, poorly?
Is there a Homeowners Association?
Are cars parked
mostly
in garages, driveways, in the street? How
old are the houses? More than
30 years old? 15 to 30 years?
New? How far
apart are the houses? Are
property upgrades common? Swimming
pools, tennis courts, fences, walls, patios, extensive landscaping?
For convenience,
how does the neighborhood rate? Can
you walk to shopping or is a car necessary? List
your five most frequent destinations. Are
they clustered in one stop-and-shop location?
Two stops? How
much time is required for fire, police, or ambulance services to arrive in
an emergency? How close are
cultural centers, parks, restaurants, theaters, playgrounds?
How do the children routinely
reach their schools, play areas, friends homes?
By walking, bicycle, bus, or do parents drive them? Is
public transportation available for commuting or shopping? Do
any local ordinances affect pets, parking, lawn, etc.?
What are the disadvantages of
the neighborhood? Freeway,
railroad, or airplane noise? Factory
pollution, heavy traffic, exposure to heavy storms, possible flooding?
Area House Styles
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The
area is known for its variety of housing.
This section is designed to introduce some of the basic
styles most frequently found in the area.
Numerous variations and other unique styles not mentioned
here are also available.
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Cape Cod. A
symmetrical peaked roof often with dormer windows which creates a
one-and-a-half story design with living space upstairs in an expansion
attic.
Colonial. A
two-story design with center hall or side entry, often with basement. Variations
often feature double or single wings with garage. Numerous
styles include New England, Federal, Plantation, Dutch Colonial, Georgian,
French Colonial.
Contemporary.
Modern and non-traditional creation of living
spaces using a spectrum of shapes, materials, and designs. An open use of space is characteristic.
May be single or multiple stories.
Ranch. A single-story house with all living areas on
same level. Variations include L-shape or U-shape plan, perhaps with
basement. Sometime called a bungalow or cottage.
Split Foyer. Entry
is between floors. Makes use of
slope by placing basement partially above ground level on uphill side, thus
basement becomes livable space. Also
called split entry.
Split Level. Side wing has two levels off main
ground floor; designed for maximum living space while occupying the least
land. Garage and sub-basement
are frequent options.
Townhouse. A row of two-or-three-story
dwellings sharing common walls, also called row houses. Wide range of styles
from contemporary to colonial. The
term semi-detached describes a pair of townhouse end units; similar in
function to a duplex.
Choosing a House
We've saved the best for last. In
many ways, home finding is easier than choosing a county and a neighborhood,
because you are considering tangible details. Yet
our experience suggests that many people decide with emotion and justify
with facts. This section will
help you find a better balance.
First, one should realize that
thousands of houses are sold in the area every year. Inspecting the thousands of houses on the market is obviously
impossible. But you can turn
this overwhelming selection to your advantage. If you can clearly describe the features you require, your
Brenda Jones Real Estate Sales Associate can make a preliminary screening
for you. After you select the
best houses, you can concentrate on inspecting your top choices.
The key is in knowing what
you need.
House Questions
How many people will
be living in the house?Do you
prefer a new or resale home? What
is your preferred housing style? Townhouse,
colonial, contemporary, split level, split foyer, Cape Cod, rambler, or
something else?
How many total rooms
do you need?
Bedrooms, bathrooms? How
strongly do you require features such as: separate living room, dining room,
laundry room, basement or attic, family room, fireplace, workshop area,
garage? How much property do you require? Do you have preferences for any particular natural features?
House Hunting
Many of our customers find it
helpful to keep a record of the houses they inspect. A notebook is handy with pages large enough to record vital
information, as well as hold stapled pictures of attractive houses and
neighborhoods or clipped advertisements.
Financial Details
Is the asking price
comparable to
other houses in the neighborhood? Higher
or lower? However, when
carefully comparing properties, be sure to take into account unique features
and improvements that vary house-to-house, and consult your Brenda
Jones Real Estate Sales Associate who can provide a
Comparative Market Analysis (CMA).
Is the existing mortgage
assumable? Required down payment amount? What
financing method is acceptable to the seller?
What are the annual
property taxes? Will the taxes increase with the
transfer of deed and a new market price? Any
local bonds or assessments?
Physical Details
Outside. Address
of property? House style? Lot
size? Landscaping details? Degree
of grounds maintenance required? Age
of house? Structural condition? Are any major repairs or improvements
necessary? Maintenance of
building?
Inside. Make
a sketch of floor plans. Total
number of rooms and baths on each floor? Any
extras such as intercom, fireplaces, phone jacks? Built-in appliances: dishwasher, garbage disposal, trash
compactor? Adequate storage
space?
Construction. Inspect quality of materials,
present condition, craftsmanship both inside and outside. Insulation? Weather
stripping or storm windows?
Major systems.
Plumbing, electrical, heating and
cooling. What type of fuel does
the heating system use? Approximate
annual cost? A professional
inspection of the major systems is recommended for a house that you are
interested in purchasing.
House Hunting on the Internet
At any moment a complete
description of homes you would like to visit is available through www.BenningtonHomes.com.
Here's how it works.
When a house is listed for sale by
any area broker, the homes vital statistics are inserted into the computer:
the lot size; the age and kind of home (condo, townhouse, single family);
style (colonial, contemporary, Cape Cod, etc.): material (brick, stone,
wood); the number, size, and use of rooms (4 bedrooms, 2 1/2 baths, kitchen,
living and dining rooms, family room, finished basement and attic, foyer,
utility room, garage).
Also included are features
(fireplace, walkout, deck, patio, wooded lot); equipment included (stove,
dishwasher, carpeting, etc.); the heating and/or cooling systems; the water
and sewage systems; the annual taxes; and, finally, the price.
VIP Home Buyer
At Brenda Jones Real Estate we
have a special program for all of our VIP Buyers.
As soon as a VIP Home Buyer gives us their home search criteria it is
entered into our database search program.
We search for particular neighborhoods, styles of homes; the number
and kinds of rooms, lot size, the price range and any other variables that
are important to the VIP Buyer.In
seconds, the system makes a quick search of all of the houses that are
listed (including the listings of other real estate offices), and returns
the results of all houses that meet the VIP Buyer’s criteria.
Those listings are instantly emailed to the VIP Buyer – so they
know about all of the new listings as soon as they become available.
Our office computers execute this
search instantly every time that a new listing enters the Multiple Listing
Service. In short, it’s the
only way a buyer can check out almost everything that's out there and be the
first to receive information about new listings the instant that they are
made available.
Become
A VIP Buyer!
It’s FREE.
©Copyright 2008 Brenda Jones Real Estate
Licensed in the State of Vermont |